Consolidate audit-fixes branch: webhooks, integrations, and deploy hardening

Batch commit of the pending working tree on security/audit-fixes-2026-07.
Major areas:
- Outbound webhooks / Zapier: schema + signed delivery with retries, public
  v1 API (REST-hook subscribe/unsubscribe), settings UI, cron drain.
- Deploy hardening: email via SMTP2GO (Resend fully removed), verified DB TLS
  (DATABASE_SSL=require + DATABASE_CA), storage fails loud in production when
  Spaces is unconfigured instead of silently using ephemeral disk.
- Integrations & features (concurrent work): accounting (QuickBooks/Xero),
  e-signature (DocuSign/Dropbox Sign), PayPal, geocoding/maps, onboarding,
  expanded legal pages.
- DB migrations 0006–0009.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

app/(dashboard)/reports/page.tsx

@@ -3,9 +3,11 @@ import { and, eq, gte } from "drizzle-orm"
 import { db } from "@/lib/db"
 import { properties as propertiesTable, rent_payments, expenses as expensesTable } from "@/lib/db/schema"
 import { getSessionUser } from "@/lib/session"
+import { getEffectiveOwnerId } from "@/lib/account"
 import { formatCurrency } from "@/lib/utils"
 import { TrendingUp, TrendingDown, Building2, DollarSign, Receipt, BarChart3 } from "lucide-react"
 import { ReportsClient } from "./reports-client"
+import { CsvExportButton } from "@/components/forms/csv-export-button"
 
 export const metadata = { title: "Reports" }
 
@@ -13,6 +15,8 @@ export default async function ReportsPage() {
   const user = await getSessionUser()
   if (!user) redirect("/login")
 
+  const ownerId = await getEffectiveOwnerId(user.id)
+
   // Last 6 months range
   const sixMonthsAgo = new Date()
   sixMonthsAgo.setMonth(sixMonthsAgo.getMonth() - 5)
@@ -23,7 +27,7 @@ export default async function ReportsPage() {
     db
       .select({ id: propertiesTable.id, name: propertiesTable.name })
       .from(propertiesTable)
-      .where(eq(propertiesTable.user_id, user.id)),
+      .where(eq(propertiesTable.user_id, ownerId)),
     db
       .select({
         amount: rent_payments.amount,
@@ -32,7 +36,7 @@ export default async function ReportsPage() {
         property_id: rent_payments.property_id,
       })
       .from(rent_payments)
-      .where(and(eq(rent_payments.user_id, user.id), gte(rent_payments.due_date, rangeStart))),
+      .where(and(eq(rent_payments.user_id, ownerId), gte(rent_payments.due_date, rangeStart))),
     db
       .select({
         amount: expensesTable.amount,
@@ -41,7 +45,7 @@ export default async function ReportsPage() {
         category: expensesTable.category,
       })
       .from(expensesTable)
-      .where(and(eq(expensesTable.user_id, user.id), gte(expensesTable.expense_date, rangeStart))),
+      .where(and(eq(expensesTable.user_id, ownerId), gte(expensesTable.expense_date, rangeStart))),
   ])
 
   // Build monthly buckets for last 6 months
@@ -79,6 +83,19 @@ export default async function ReportsPage() {
 
   return (
     <div className="space-y-6">
+      {/* Header + CSV exports */}
+      <div className="flex items-start justify-between gap-4">
+        <div>
+          <h2 className="text-lg font-semibold text-white">Reports</h2>
+          <p className="text-sm text-white/40">Revenue, expenses &amp; profit — last 6 months</p>
+        </div>
+        <div className="flex flex-wrap items-center justify-end gap-2">
+          <CsvExportButton endpoint="/api/export/rent" filename="rent-payments.csv" label="Rent CSV" />
+          <CsvExportButton endpoint="/api/export/tenants" filename="tenants.csv" label="Tenants CSV" />
+          <CsvExportButton endpoint="/api/expenses/export" filename="expenses.csv" label="Expenses CSV" />
+        </div>
+      </div>
+
       {/* Summary KPI cards */}
       <div className="grid grid-cols-2 sm:grid-cols-4 gap-3">
         {[