Consolidate audit-fixes branch: webhooks, integrations, and deploy hardening

Batch commit of the pending working tree on security/audit-fixes-2026-07.
Major areas:
- Outbound webhooks / Zapier: schema + signed delivery with retries, public
  v1 API (REST-hook subscribe/unsubscribe), settings UI, cron drain.
- Deploy hardening: email via SMTP2GO (Resend fully removed), verified DB TLS
  (DATABASE_SSL=require + DATABASE_CA), storage fails loud in production when
  Spaces is unconfigured instead of silently using ephemeral disk.
- Integrations & features (concurrent work): accounting (QuickBooks/Xero),
  e-signature (DocuSign/Dropbox Sign), PayPal, geocoding/maps, onboarding,
  expanded legal pages.
- DB migrations 0006–0009.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

app/(dashboard)/follow-ups/page.tsx

@@ -3,6 +3,7 @@ import { asc, desc, eq } from "drizzle-orm"
 import { db } from "@/lib/db"
 import { follow_up_rules, follow_up_log } from "@/lib/db/schema"
 import { getSessionUser } from "@/lib/session"
+import { getEffectiveOwnerId } from "@/lib/account"
 import { FollowUpsClient } from "./follow-ups-client"
 
 export const metadata = { title: "Automated Follow-ups" }
@@ -11,16 +12,18 @@ export default async function FollowUpsPage() {
   const user = await getSessionUser()
   if (!user) redirect("/login")
 
+  const ownerId = await getEffectiveOwnerId(user.id)
+
   const [rules, logs] = await Promise.all([
     db
       .select()
       .from(follow_up_rules)
-      .where(eq(follow_up_rules.user_id, user.id))
+      .where(eq(follow_up_rules.user_id, ownerId))
       .orderBy(asc(follow_up_rules.created_at)),
     db
       .select()
       .from(follow_up_log)
-      .where(eq(follow_up_log.user_id, user.id))
+      .where(eq(follow_up_log.user_id, ownerId))
       .orderBy(desc(follow_up_log.created_at))
       .limit(30),
   ])