Storage→Spaces, security hardening, production-blocker fixes, tests + CI

Storage
- Migrate document/media storage from local disk to DigitalOcean Spaces (S3);
  lib/storage.ts now streams via the S3 SDK; SPACES_* env vars required.
- Add scripts/migrate-storage-to-spaces.ts (idempotent, one-time).

Security hardening (all report findings)
- DB pool fails closed in production when the CA cert is missing (no more
  silent unverified TLS); warns in dev.
- trustProxy: 1 (was true) so X-Forwarded-For can't be spoofed to evade rate limits.
- Login lockout keyed by (email, ip) so an attacker can't lock out a victim.
- Superadmin auto-grant now requires a verified email.
- CSRF tokens HMAC-signed; exact-path exemptions; logout no longer exempt.
- Upload content-sniffing (magic bytes) rejects spoofed MIME types.
- create-admin.ts reads creds from env/argv; seed-demo.ts guarded behind ALLOW_SEED.

Production-blocker fixes
- SPA deep-link/refresh no longer 500s (decorateReply fix); index.html served no-cache.
- Invoice numbering is transaction-safe (per-firm advisory lock + max sequence),
  eliminating concurrent collisions and delete-reuse — no schema change.
- Checkout guards against double-billing a firm already on a paid plan.
- Fix render-loop in CreateInvoiceDrawer / ManualEntryDrawer (unstable effect deps).

Honesty / trust
- Remove fabricated testimonials, stats, strikethrough "was" prices, contact SLA,
  and the login-panel stats; replace with non-fabricated copy.
- Fix cookie-policy consent-key mismatch. (Legal pages still need lawyer review.)

Quality
- Add Vitest unit tests (file-signature, password hashing) and GitHub Actions CI.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

package.json

@@ -19,7 +19,8 @@
     "start": "node server.cjs",
     "db:generate": "npm run generate -w packages/db",
     "db:migrate": "npm run migrate -w packages/db",
-    "typecheck": "npm run typecheck --workspaces --if-present"
+    "typecheck": "npm run typecheck --workspaces --if-present",
+    "test": "npm run test --workspaces --if-present"
   },
   "devDependencies": {
     "typescript": "^5.6.3"